Down Payment Assistance

Buying a home is a significant investment, and sometimes you need a little help to get you going. BankSouth Mortgage is proud to offer multiple down payment assistance programs to assist in making homeownership a reality for everyone. Contact a BankSouth Mortgage expert to determine specific program eligibility.

  Max Assistance Amount Homeownership Guidelines Geographic Restrictions Income Restrictions Minimum Borrower Contribution Other


$25,000 (varies by location)


City of Atlanta, DeKalb, Douglas, Fulton, Gwinnett, Rockdale counties



Must purchase ANDP home

Federal Home Loan Bank of Atlanta


Not owned in last 3 years

AL, D.C., FL, GA, MD, NC, SC, VA


20% forgiven for each year in home

Georgia Dream

$5,000 - $7,500

First-time homebuyers

State of Georgia



Funds must be used for Georgia Dream home loan

HOME Investment Partnership Program


First-time homebuyers



Single-family housing only

Invest Atlanta


(includes Home Atlanta 4.0, NLP, AAHOP, HOAP)



City of Atlanta

$1,500 (AAHOP only)

Multiple programs available

Down payment assistance programs are not available in all areas. Each program is subject to program availability. Please contact your mortgage expert for additional programs that may be available.

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