Fixed Rate Mortgages

 

A fixed-rate mortgage is the most commonly known type of mortgage. With a fixed-rate mortgage, borrowers pay the same interest rate throughout the life of the loan. The length of these mortgages can vary, although the most common are 15-year loans and 30-year loans. A BankSouth Mortgage expert can help you determine the right loan term for you.

Highlights:

  • Once your fixed rate is locked in, there is no risk of it increasing for the entire life of your loan

  • Low down payment options available


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