Jumbo Mortgages

Jumbo mortgages are non-conforming loans (meaning not backed by Fannie Mae or Freddie Mac) and are designed for those purchasing or refinancing properties of higher value, typically loan amounts in excess of $510,400. However, some areas may have higher conforming limits, based on Fannie Mae and Freddie Mac guidelines. Contact a BankSouth Mortgage expert to determine the conforming loan limit for your area.


  • Down payments as low as 10%

  • Fixed and adjustable rate mortgage options

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Down Payment Assistance

Need help with your down payment? BankSouth Mortgage is pleased to offer down payment assistance programs to qualified borrowers

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