Lock & Shop

Spend your time finding your dream home, not worrying about your interest rate.

BankSouth Mortgage offers the solution that allows you to take advantage of today’s low rates while shopping for your home.

  • No additional fees to Lock and Shop
  • Lock in your interest rate while searching for your property
  • Up to 30 days to provide a fully executed contract
  • Extended lock periods available 
  • Available with conforming Conventional, FHA and VA fixed rate products
  • Purchase transactions of primary and second homes
  • Your rate is protected with BankSouth Mortgage

Get Started

Ready to get started? Let us help find a loan that works for you.

Apply Now

Down Payment Assistance

Need help with your down payment? BankSouth Mortgage is pleased to offer down payment assistance programs to qualified borrowers

Learn More